Bedah Polis: Construction All Risk (CAR)

Preambule Polis CAR

Apa itu Asuransi Contractor’s All Risks (CAR/TPL)? Asuransi Contractor’s All Risks and Third Party Liability (CAR/TPL) adalah polis asuransi yang...

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General Exclusion a. War, Invasion

Apa itu Asuransi Contractor’s All Risks (CAR/TPL)? Asuransi Contractor’s All Risks and Third Party Liability (CAR/TPL) adalah polis asuransi yang...

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General Exclusion b. Nuclear reaction

Apa itu Asuransi Contractor’s All Risks (CAR/TPL)? Asuransi Contractor’s All Risks and Third Party Liability (CAR/TPL) adalah polis asuransi yang...

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General Exclusion c. Willful act or Willful neglience

Apa itu Asuransi Contractor’s All Risks (CAR/TPL)? Asuransi Contractor’s All Risks and Third Party Liability (CAR/TPL) adalah polis asuransi yang...

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General Exclusion d. Cessation of Work

Apa itu Asuransi Contractor’s All Risks (CAR/TPL)? Asuransi Contractor’s All Risks and Third Party Liability (CAR/TPL) adalah polis asuransi yang...

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Period of Cover

The liability of the Insurers shall commence, notwithstanding any date to the contrary specified in the Schedule, directly upon commencement...

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General Condition 1. Due Observance

The due observance and fulfillment of the terms of this Policy in so far as they relate to anything to...

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General Condition 2. The Schedule and the Section(s)

The Schedule and the Section(s) shall be deemed to be incorporated in and form part of this Policy and the...

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General Condition 3. The Insured

The Insured shall at his own expense take all reasonable precautions and comply with all reasonable recommendations of the Insurers...

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General Condition 5.a. In the event of any occurrence

In the event of any occurrence which might give rise to a claim under this Policy, the Insured shall: immediately...

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General Condition 5.b. Take All Steps Within His Power

In the event of any occurrence which might give rise to a claim under this Policy, the Insured shall: Take...

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General Condition 5.c. And make them available for inspection

In the event of any occurrence which might give rise to a claim under this Policy, the Insured shall: and...

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General Condition 5.e. Inform the police authorities

In the event of any occurrence which might give rise to a claim under this Policy, the Insured shall: inform...

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General Condition 6. The Insured shall at the expense of the Insurers

The Insured shall at the expense of the Insurers do and concur in doing and permit to be done all...

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General Condition 8. Any respect fraudulent

If a claim is in any respect fraudulent, or if any false declaration is made or used in support thereof,...

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Section I – Material Damage

The Insurers hereby agree with the Insured that if at any time during the period of cover the items or...

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Special Exclusions to Section I.a

The Insurers shall not, however, be liable for: the deductible stated in the Schedule to be borne by the Insured...

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Special Exclusions to Section I.b

The Insurers shall not, however, be liable for: consequential loss of any kind or description whatsoever including penalties, losses due...

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Special Exclusions to Section I.c

The Insurers shall not, however, be liable for: loss or damage due to faulty design;

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Special Exclusions to Section I.d

The Insurers shall not, however, be liable for: the cost of replacement, repair or rectification of defective material and/or workmanship,...

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Special Exclusions to Section I.e

The Insurers shall not, however, be liable for: wear and tear, corrosion, oxidation, deterioration due to lack of use and...

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Special Exclusions to Section I.f

The Insurers shall not, however, be liable for: loss or damage to construction plant, equipment and construction machinery due to...

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Special Exclusions to Section I.g

The Insurers shall not, however, be liable for: loss of or damage to vehicles licensed for general road use or...

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Special Exclusions to Section I.h

The Insurers shall not, however, be liable for: loss of or damage to files, drawings, accounts, bills, currency, stamps, deeds,...

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Special Exclusions to Section I.i

The Insurers shall not, however, be liable for: loss or damage discovered only at the time of taking an inventory.

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Provisions Applying to Section I Memo 1 – Sums Insured Item 1

It is a requirement of this insurance that the sums insured stated in the Schedule shall not be less than...

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Provisions Applying to Section I Memo 1 – Sums Insured Item 2 and 3

for items 2 and 3 : the replacement value of construction plant, equipment and machinery; which shall mean the cost...

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Provisions Applying to Section I Memo 2 — Basis of Loss Settlement: a

in the case of damage which can be repaired - the cost of repairs necessary to restore the items to...

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Provisions Applying to Section I Memo 2 — Basis of Loss Settlement: b

in the case of a total loss -- the actual value of the items immediately before the occurrence of the...

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Provisions Applying to Section I Memo 3 — Extension of Cover

Extra Charges for overtime, nightwork, work on public holidays, express freight are covered by this insurance only if previously and...

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Provisions Applying to Section II – Third Party Liability – a

The Insurers will indemnify the Insured up to but not exceeding the amounts specified in the Schedule against such sums...

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Provisions Applying to Section II – Third Party Liability – b

The Insurers will indemnify the Insured up to but not exceeding the amounts specified in the Schedule against such sums...

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Special Exclusions to Section II – 1. The deductible stated

The Insurers will not indemnify the Insured in respect of: the deductible stated in the Schedule to be borne by...

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Special Exclusions to Section II – 2. The expenditure incurred

The Insurers will not indemnify the Insured in respect of: the expenditure incurred in doing or redoing or making good...

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Special Exclusions to Section II – 3. Damage to any property or land or building

The Insurers will not indemnify the Insured in respect of: damage to any property or land or building caused by...

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Special Exclusions to Section II – 4.a. Liability consequent upon : bodily injury

The Insurers will not indemnify the Insured in respect of: liability consequent upon : bodily injury to or illness of...

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Special Exclusions to Section II – 4.b. Liability consequent upon : loss of or damage to property

The Insurers will not indemnify the Insured in respect of: liability consequent upon : loss of or damage to property...

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Special Exclusions to Section II – 4.c. Liability consequent upon : any accident caused by vehicles

The Insurers will not indemnify the Insured in respect of: liability consequent upon : any accident caused by vehicles licensed...

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Special Exclusions to Section II – 4.d. Liability consequent upon : any agreement by the Insured

The Insurers will not indemnify the Insured in respect of: liability consequent upon : any agreement by the Insured to...

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Special Conditions Applying to Section II – 1. No admission, offer, promise, payment

No admission, offer, promise, payment or indemnity shall be made or given by or on behalf of the Insured without...

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Special Conditions Applying to Section II – 2. The Insurers may so far as any accident

The Insurers may so far as any accident is concerned pay to the Insured the limit of indemnity for any...

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