Managing Risk
with Confidence

L&G Insurance Broker helps businesses identify, assess and transfer risk through strategic insurance solutions, industry expertise and access to insurance markets in Indonesia and internationally.

Risk is part of every business decision.

Every business decision creates exposure.

A new project, an expanding operation, a valuable shipment, or a strategic investment can introduce risks that may affect performance, assets, people, and business continuity.

At L&G, we look beyond the policy. We work to understand the risks behind your business, assess their potential impact, and develop insurance solutions that support better-informed decisions.

From risk exposure to informed decisions.

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From risk exposure to informed decisions.

Risk is rarely isolated. We look beyond individual risks to understand how they may affect your people, assets, operations, and business continuity.

Our Principles:

Insurance Brokerage Knowledge

We combine insurance expertise with a deep understanding of the industries, operations, and risks our clients face.

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Insurtech Insight

We turn risk information and market knowledge into practical perspectives that support better business decisions.

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Claim Advocate Service

We work closely with our clients throughout the insurance journey — from risk assessment and placement to claims and ongoing support.

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Re-Insurance Product

We recommend insurance solutions based on the risks that matter to your business, not simply the products available in the market..

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Our Approach
Problem Solving

Insurance expertise shaped by industry realities.

Risk does not exist in isolation.

Each industry operates within its own assets, contracts, regulations, supply chains and operational environment. Our expertise is built around understanding these realities and translating them into practical insurance strategies.

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Industries Area

Our key sectors we serve:

Construction
Construction & Infrastructure

Managing project, contract, property and operational exposures across complex construction environments.

Construction
Mining & Energy

Addressing the interconnected risks of assets, operations, transportation, contractors and business continuity.

Construction
Marine & Logistics

Managing cargo, vessels, transportation and supply chain exposures across domestic and international movements.

Construction
Power & Utilities

Covering risks associated with power generation, transmission, and utility infrastructure, including operational downtime, equipment failure, regulatory exposure, and large-scale capital projects.

Explore our Expertise

Solutions built around the risk — not the product.

Our role is to structure insurance solutions around the nature of the risk, the client's requirements and the wider business context.

Capabilities group:

Construction Risk & Insurance Advisory

Understanding exposures and developing an appropriate insurance strategy.

Logistics Insurance Placement

Structuring and negotiating coverage with insurance markets to achieve appropriate terms and protection.

Construction Specialty & Complex Risks

Addressing risks that require industry knowledge, technical understanding and tailored insurance structures.

Logistics Claims Support

Supporting clients through the claims process when a loss occurs, helping protect both recovery and business continuity.

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Industrial Sectors
Problem Solving

A broker that connects local expertise with broader insurance markets.

For complex and evolving risks, clients need more than access to insurance products.

They need a broker who can understand the business context, navigate insurance markets and bring together the right expertise to support informed decisions.

Three Core Differentiators

Construction
Industry Understanding

Experience across industries where operational, contractual and financial risks are closely interconnected.

Construction
Market Access

Relationships with insurance markets in Indonesia, supported by international placement capability where required.

Construction
Client Advocacy

A long-term approach focused on protecting the client's interests across placement, policy management and claims.

Insurance Insight

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Marine Cargo Risk

Risk Recommendation

Risk Recommendation for the Marine Cargo Industry

Marine cargo operations involve a wide range of risks—from transit damage and theft to natural disasters and port disruptions. Our risk recommendations are tailored to help logistics providers, exporters, and manufacturers mitigate exposure through proactive insurance planning, route risk assessment, and adequate marine cargo coverage.

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Construction Insurance

Glossary Insurance

Glossary of Construction All Risk Insurance

Understanding Construction All Risk (CAR) insurance starts with mastering its terminology. This glossary provides clear, concise definitions of essential terms such as insured perils, deductible, testing period, third-party liability, and more—equipping contractors and project owners with the knowledge to navigate CAR policies confidently.

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Power Plant Insurance

Insurance Policy

Power Plant Insurance Policy Overview

Power plants require specialized insurance solutions due to their complex infrastructure and high operational risks. This policy overview explains the key coverage areas—including machinery breakdown, fire and explosion, business interruption, and third-party liability—ensuring comprehensive protection for critical energy assets.

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Get to Know More About L&G Insurance Broker

At L&G, we go beyond conventional insurance broking. As a licensed and experienced insurance broker, we specialize in helping businesses and industries navigate complex risk environments with clarity and precision.

With a strong commitment to integrity, expertise, and client success, our team delivers end-to-end insurance solutions—from strategic placement to claim advocacy—tailored to the unique needs of each sector we serve.

Discover how our experience and dedication have made us a trusted partner for clients across construction, logistics, energy, manufacturing, and beyond.

About Us

Our Facts

Backed by an experienced team, we have successfully served major clients and partnered with leading insurance companies across various industries.

20Years

Experienced

1500+

Happy clients around the world

30K+

Policies issued

Problem Solving

Risk management does not end when a policy is placed.

As businesses evolve, their risk profiles evolve with them.

L&G works alongside clients beyond the placement process — helping review changing exposures, navigate insurance requirements and respond when risks materialize.

Our objective is not simply to arrange insurance, but to help clients remain better prepared for uncertainty.

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Terhubung dengan kami

Tanya Omar Sekarang Juga!

Hubungi Omar di halo@lngrisk.co.id atau melalui alternatif chat WhatsApp.